A decade ago, veteran developer Paddy Kelly gave a talk at the McGill Summer School. Held in the Donegal town of Glenties, the event allowed Kelly to become one of the first Irish developers to admit how bad things had got. “We as a group of people owe about €5 billion, we as a family owe about €800 million,” Kelly admitted. He spoke about the psychological toll of the crisis, and how some of his friends had killed themselves. “When people are handing out harsh judgements, you have to remember that you are dealing with people,” Kelly said. He added…

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