Full coverage: Central Bank

Commercial property firms are failing, restaurants are closing, streets are emptying. Billions in warehoused debt remains warehoused with the tax authority. These are some of the more obvious economic scars from the pandemic.

Yesterday, the Central Bank announced a record €100.5 million fine for Bank of Ireland over its treatment of customers on tracker mortgages. The fine, however, doesn't explain the 9.6 per cent drop in the bank's market value since Wednesday.

Central Bank economists are the latest to add their voice to the clamour alerting over the concentration of the tax take among a small number of multinational corporate taxpayers. What is the real danger?

A fifth of all non-real estate SME lending is now coming from non-bank sources. It is a profound shift in how businesses are funded in this state and shows that banks are no longer ‘backing brave’.

Whether we like it or not, institutional investors in Irish property are here to stay. That is why it is crucial that they are properly regulated.

The fine and findings issued by the Central Bank will raise questions for CRH chair Richie Boucher who led Bank of Ireland for most of this period, as well as others.

It might not be immediately obvious but there is a strong link between the Glasgow climate conference and the Central Bank's mortgage rules. It is time to include energy efficiency and commuting factors into the real cost of a mortgaged property – not to mention their value to wider society.

In a wide-ranging interview, Central Bank Governor Gabriel Makhlouf talks about the impact of the crisis on the economy and gives his outlook for the sectors most impacted including retail, hospitality and property. He also talks about Ireland's insurance industry, inflation and the rise of shadow banking.

Unbeknown to its members, Drumcondra Credit Union spent years struggling with an impaired loan book, an over-valued property and a black hole in its reserves. This is the inside story behind the credit union's insolvency.