Full coverage: mortgages

It might not be immediately obvious but there is a strong link between the Glasgow climate conference and the Central Bank's mortgage rules. It is time to include energy efficiency and commuting factors into the real cost of a mortgaged property – not to mention their value to wider society.

Foreign funds, rising rents and scarce mortgages are symptoms of a collective decision to insulate the borrowers of the past at the expense of the borrowers of today. Consequently, the prospect of home ownership is ever more distant for far too many.

Karl Deeter, who has raised €1m in funding for his online mortgage and insurance solution fintech, talks to Sean Keyes about the future of mortgage applications and the doomed future of incumbent banks.