I’m not long into my conversation with Carl Widger – managing director of financial planning firm Metis Ireland – when he brings up unregulated investment schemes. He’s clearly irritated about them.  “Every single week now, we see one deal or investment after another going pear-shaped. Some of these things have been happening for years. We’ve seen directors given jail sentences [Custom House Capital], the Belfry situation is ongoing. It’s a lot, and for me, the regulator needs to step in here.”  Unregulated investment products tend to be for obscure assets like solar farms, whiskey, or forestry. They tend to promise large…

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