The insurance blame game has been going on for years. Lawyers point the finger at insurers for profiteering from spiralling premiums. Insurers call out lawyers for lining their pockets on the back of a dysfunctional personal injuries regime where high compensation pay-outs for whiplash are routine.  And then there are the caught-in-the-middle policyholders declaring a pox on both their houses. And who can blame them when festivals and children’s play parks at the sharp edge of the crisis have been forced to close under the cosh of public liability insurance costs? As Sinn Fein’s Pearse Doherty recently warned, there will be…

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