FBD has a problem. In fact, the Irish insurance company has multiple problems, ranging from an increasingly tetchy relationship with government, to the fact that it cancelled a bumper dividend many of its shareholders had already mentally banked. However, its biggest problem will be finally aired in the High Court this morning, when four Irish publicans outline their case against the insurer over disputed Covid-19 insurance cover. The four are just the tip of a growing iceberg; but they will set the direction of travel for hundreds of other Irish publicans in a similar position. One, or potentially a mix…

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