There are inflection points in economic cycles that influence how we think and how we act. The 2008 financial crisis is the ultimate example. Even in an era of international permacrises, it’s hard to think of another economic event that had such a profound effect on how business owners think. We all remember the chaos. The Troika, austerity, loan defaults, business failures and growth plans sacrificed on the altar of survival. But what is often underappreciated is how deeply and permanently the trauma rewired financial behaviour in Ireland’s SME sector. Data from the Central Bank of Ireland and the Central…

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