Radioactivity, sonic bangs, war, terrorism, and cyber risks are just some of the catastrophes FBD Insurance won’t indemnify if you are running a pub and looking for cover. It couldn’t be more clear. The words appear with a red cross beside them under the heading ‘What is not insured?’ on the firm’s insurance policy information document. On the other side of the page accompanied by a series of green ticks is a summary of what insurance is offered by FBD to publicans, from losing a liquor license to business interruption protection for “disease/murder/suicide”.  The FBD insurance offering for publicans has…

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