Calling time early and closing off the bar area to customers have been flagged as key battleground areas in FBD’s ongoing insurance row with publicans over Covid-19 losses. Last February, the Commercial Court ruled in a test case brought by four pubs that the insurer had to honour Covid related business interruption claims. With the question of liability settled, the court now has to determine what exactly is due to policyholders. A two-week quantum hearing started this afternoon with Michael Cush, senior counsel for three of the pubs, identifying the main issues in contention; partial closures of pubs, staff costs,…