What would the housing system look like it we designed it from scratch? This seems like an obvious question. But in truth, policymakers’ time is usually dominated by particular pressure points – ‘fire-fighting’ as it’s known in policymaking circles. The vast majority of effort is focused on incremental changes to the existing system, rather than implementing a comprehensive vision. To me, the overarching goal of a housing system should be to ensure that all individuals and households have access to housing appropriate to their needs at an affordable cost. The key word in this is need, not demand. The distinction…

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