Most of the time, markets are discreet. They work away in the background, allocating people and things so we have what we need. That’s why Adam Smith’s famous hand was invisible. The housing market is not discreet. In most places, the housing market is noisy and problematic. Everyone’s keenly aware of it. Everyone knows about house prices, rental yields, road frontage, waiting lists, mortgage rates, homelessness, planning permissions and planning objections.  Housing is noisy and problematic because it’s more complicated than other markets. The housing market is a thicket of competing interests, agencies, and rules. That’s why it causes so…

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