The cost of living crisis happening across Europe is the result of a number of factors, including the high cost of employment, energy, childcare, and housing. Budget 2023 worked on expanding the size of the state to cope with some of these issues via both one-off measures and straight increases. Payments like the €500 renters tax credit help offset changes to disposable income, but given the scale of the changes, these payments are likely to be insufficient. With interest rates rising, and flagged to rise further this week, housing costs are clearly top of mind as many families struggle to…