Ronan’s excellent piece on peak housing construction this week got me thinking about our other big problem: Pension construction. We have a generation under forty with lower rates of household formation and the attendant issues with homeownership, who also have severe issues in saving for the future which is coming to all of us. The result will be a cohort of poorer older people. Unlike the housing crisis, which is playing out in real time, we have the opportunity to do some things about the issue of investing and saving for our people’s future.   Investing in housing in Ireland has…