Some weeks ago, Minister for Finance Michael McGrath TD spoke about the need to put some of the nation’s unprecedented tax bounty away for what’s euphemistically termed the “rainy day”. I’m unsure whether he and his partner in financial prudence, Paschal Donohoe, are keen weather watchers but it’s “raining”; it has been for weeks and quite heavily, too. The value for nations, as for individuals, in retaining cash for the unexpected crisis or the future challenge can be lost if, in our concern about what might lie ahead, we fail to recognise a need in the here and now. There is one…