Don’t call the current housing situation a crisis. It’s a policy. The policy is simple in description: allocate public money for private provision of housing to ensure house prices rise. Allow housing to be treated as an international asset. If it is simple, the policy is incredibly complex in practice. In terms of delivering housing, a range of government departments, agencies, quangos, charities and a range of private bodies, including banks and other financial agents, interact across legislative and regulatory elements to make up the nets of support that part of the public appreciate only partially. In terms of creating…

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