If you’re one of the 95 per cent of people who don’t own cryptocurrencies, I have some bad news: crypto is on another roll. On Monday, cryptos set a new record high. And yesterday, the first bitcoin ETF was launched. You might be forgiven for thinking cryptos were sunk. Only six months ago, they went through a punishing bear market. In the three months after 14 April of this year, bitcoin crashed by 53 per cent. Where bitcoin leads, the rest of crypto follows – the value of all cryptos combined fell 51 per cent in the same period.  Even…

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